问题已解决
(F/A,9%,4)與(F/A,9%,5)的關(guān)系是怎樣的,而(P/A,9%,4)與(P/A,9%,5)的關(guān)系又如何,列舉清楚一點(diǎn),謝謝
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你好 (F/A,9%,4)與(F/A,9%,5)的關(guān)系是差一個(gè)(1+9%)的四次方
年金是個(gè)特殊的復(fù)利
是等期等額的復(fù)利
A*(F/A,9%,4)=A+A*(1+9%)+A*(1+9%)^2+A*(1+9%)^3
A*(F/A,9%,5)=A+A*(1+9%)+A*(1+9%)^2+A*(1+9%)^3+A*(1+9%)^4
2021 07/07 13:14
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2021 07/07 13:20
不好意思 寫的有問題
A*(F/A,9%,4)=A*(1+9%)+A*(1+9%)^2+A*(1+9%)^3
A*(F/A,9%,5)=A*(1+9%)+A*(1+9%)^2+A*(1+9%)^3+A*(1+9%)^4
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2021 07/07 13:26
不好意思 寫的有問題
A*(F/A,9%,4)=A*(1+9%)+A*(1+9%)^2+A*(1+9%)^3
A*(F/A,9%,5)=A*(1+9%)+A*(1+9%)^2+A*(1+9%)^3+A*(1+9%)^4這個(gè)有問題
還是A*(F/A,9%,4)=A+A*(1+9%)+A*(1+9%)^2+A*(1+9%)^3
A*(F/A,9%,5)=A+A*(1+9%)+A*(1+9%)^2+A*(1+9%)^3+A*(1+9%)^4
腦子突然亂了
最好一年的年金終值是A 系數(shù)就是1
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2021 07/07 13:32
(P/A,9%,4)與(P/A,9%,5)求得是現(xiàn)值
同理是差距了1/(1+9%)^5
A*(P/A,9%,4)=A/(1+9%)^1+A/(1+9%)^2+A/(1+9%)^3++A/(1+9%)^4
A*(P/A,9%,5)=A/(1+9%)^1+A/(1+9%)^2+A/(1+9%)^3+A/(1+9%)^4++A/(1+9%)^5
第一年年金現(xiàn)值是A/(1+9%)
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2021 07/08 09:47
還是不明白,能不能用公式表達(dá)一下
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2021 07/08 11:30
公式的話 個(gè)人可能認(rèn)為公式不如看圖
稍等
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2021 07/08 11:33
這個(gè)是年金終值計(jì)算
F/A
年金其實(shí)是等值等額復(fù)利之和
FAILED
FAILED
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2021 07/08 11:35
你好 這個(gè)是年金現(xiàn)值系數(shù)
P/A的
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2021 07/08 11:36
漏了現(xiàn)值系數(shù)的推導(dǎo)圖
不好意思 補(bǔ)下
FAILED
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