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老師,請(qǐng)問貝殼租房這種,老板給員工買雇主責(zé)任險(xiǎn)還是團(tuán)隊(duì)險(xiǎn),那種好一些
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同學(xué)你好,雇主責(zé)任險(xiǎn)的被保險(xiǎn)人是企業(yè),團(tuán)體意外險(xiǎn)的被保險(xiǎn)人是員工。雇主責(zé)任險(xiǎn)的賠款是直接打入企業(yè)賬戶,再由企業(yè)賠付給員工,可轉(zhuǎn)移企業(yè)用工風(fēng)險(xiǎn);團(tuán)體意外險(xiǎn)的賠款是打入員工賬戶,屬于員工福利性型保險(xiǎn),員工拿到以后有可能還會(huì)向企業(yè)索賠。所以對(duì)企業(yè)來說雇主責(zé)任險(xiǎn)會(huì)更好
2024 07/07 12:59
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